Protect Your Investment 

Going green is quickly becoming the hottest trend among homeowners. Using alternative sources of energy benefits the environment and your pocketbook due to lower electricity and heating bills, and may even increase the value of your home. 

Consider all sources of risk to protect your investment and ensure you won’t end up paying thousands of dollars in repair and replacement costs for your home or solar panels. 

Theft 

Solar panels are attractive to thieves because they are relatively easy to detach with basic tools and don’t operate at night. You can try to deter thieves by opting to install panels on the roof instead of the ground, but this may not prevent all thefts. Alarm systems for solar panels can be installed to alert you to a theft, but be sure to factor this into the cost of your system. Also, ask about replacement coverage for theft in your insurance policy. 

Severe Weather 

Protection against severe weather will put you at ease no matter where you live. Ask RISE Insurance about coverage for the following: 

• Windstorms 

• Hail 

• Snow 

• Severe rain 

• Thunderstorms 

Solar panels are part of your home, so give them the same amount of coverage and give yourself the same sense of security no matter what the weather. 

Falling Objects 

Although most solar panels are finished with tempered glass that allows them to better withstand impact, this doesn’t make them invulnerable; even the smallest crack in the glass could put the panel out of service. Ask about falling objects hitting your roof or panels and whether they would be covered under your current policy. 

Busting the Solar Myth 

Some homeowners don’t consider solar energy because they believe it’s a high-cost system that only works in certain areas and leaves homes without energy at night. In fact, the cost of solar energy depends on a variety of factors, such as how much sun you get each day, how much energy you use, and whether you qualify for rebates or tax incentives. Contact RISE Insurance if you’re considering solar power as an energy source—we’ll help you determine how your coverages will be affected. 

There are many homes and commercial projects going on in Chattanooga these days. Please give us a call to make sure you're covered. Protect your project, your wallet, and your company by contacting RISE Insurance at 423-541-1111 or chad@riseins.com to discuss more.