A personal umbrella policy provides and extra layer of affordable liability protection for your personal assets and future earnings. If you aren’t protected by a personal umbrella policy, you could be putting your house or your financial assets at risk. A personal umbrella policy increases your overall liability coverage beyond the basic coverage provided under your homeowners and auto insurance policies. It is designed to protect you and your family against a catastrophic lawsuit or judgment.

Here is an example of an unexpected event:

In Tennessee, an insured’s teenage daughter was driving her younger brother and best friend when she lost control of the vehicle and hit a telephone pole. The friend permanently lost the use of his left arm and suffered a traumatic brain injury. The claim was settled for more than the insured’s auto policy would cover. Because the insured had a personal umbrella policy, the $1 million dollar settlement was covered.

Ask us about adding this coverage to your portfolio. The application is simple and fast.