Rental Reimbursement and Towing Coverage
Towing and road service is an additional coverage option that’s there for you when life throws an unexpected mishap your way, such as locking your keys in your car or running out of gas. For a nominal annual fee, a dispatch service will send the nearest qualified emergency roadside assistance from a network of towing, road service, and locksmith professionals, so help is never more than a phone call away any day of the week.
Don’t wait to review your auto insurance coverage until after you have an accident or need roadside assistance. Contact us today to learn more about our auto insurance policy solutions and how we can help you go about your normal routine, regardless of the unexpected bumps in the road.
Are You Covered?
If you’re purchasing a new vehicle in Chattanooga, the manufacturer may offer some type of roadside assistance as an added benefit. Programs vary widely by manufacturers’ make and model and may be available only with the purchase of an extended warranty or dealership service contract. If roadside assistance isn’t offered by the vehicle company or your initial coverage has lapsed, our road service package can quickly get you back on the road.
Rental Reimbursement Coverage
Rental reimbursement coverage can be added to your auto policy for only a few extra dollars a month. Considering the average time a car is in the repair shop after an accident is 14 days, and the cost to rent adds up to about $500, your out-of-pocket expenses can add up quickly.
Coverage is subject to a daily and per-accident limit. For example, a $30 per day/$ 900 per accident rental reimbursement limit means you’ll be covered up to $30 a day and no more than $900 per each covered accident. There are a variety of limits and per occurrence, options to choose from the vehicle is repaired or your coverage limits run out—whichever comes first.
Even if the accident is the other driver’s fault, you may have to wait several days or longer to get the other insurance company to agree to pay for a rental car. With your own coverage, there’s no waiting.
Help When You Need it the Most
One of the last things you want to worry about after an accident is how you’ll get around without your car and how you’ll pay for other transportation. Since an automobile policy doesn’t automatically cover the cost of a replacement rental car after an accident, rental reimbursement and towing coverage are inexpensive insurance options that can help when needed
We’re Here to Help
Call our office today at 423.541.1111 to learn more about all of our automobile insurance and personal risk management solutions.
