RISE Insurance is located in downtown Chattanooga, TN but we help insure people and companies all over the country. We specialize in top notch service and extensive market access to place your business with the best possible carrier at the best possible price.
WORKERS COMPENSATION
$1 Billion per week
Upper and lower back injuries are the number one workers compensation claim resulting in direct compensation of $1 billion per week for employer payout. (according to the department of occupational safety and health)
ITS ABOUT PROTECTING THE PEOPLE WHO WORK FOR YOU…
Workers that are hurt on the job can rely on workers compensation for lost income and medical expenses. This coverage is commonly required by employers, and it often extends to temporary employees as well.
Each state has minor differences in workers compensation requirements. For example, in TN if you have 5 or more employees you must have workers comp insurance. If you have less than five then it is your prerogative, however, if an employee gets injured on the job you and/or your business may have a lawsuit filled against you. Also, all mining and construction companies must have workers comp insurance regardless of the number of employees.
We are happy to answer any of these question for you. A good resource is also your states Department of Labor and Workforce website.